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    Choosing a Roofer: Checks, Contracts and Red Flags in 2026
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    16 September 20269 min read

    Choosing a Roofer: Checks, Contracts and Red Flags in 2026

    Roofing has more rogue traders than almost any other trade, because nobody can see the work. Here is how to check a roofer properly before you pay anything.

    M

    The Marketit editorial team

    Specialists in the service industry

    Published: 16/09/2026Last updated: 16 September 2026

    Summary

    • Check insurance, licensing and recent local work before price.
    • Deposits above 25% are a warning sign.
    • Quotes must name materials, scaffolding and waste removal.
    • Demand progress photos of membrane, battens and flashings.
    • Never hire a roofer who cold-calls at the door.

    Quick answer

    Check insurance, trade body membership, a real address and recent local work before you consider price. Never pay a large deposit, and never hire from a cold knock at the door.

    What to verify before the quote

  1. Public liability insurance — ask for the certificate and the cover amount. Roofing claims are large.
  2. Trade body or licensing. In the UK, NFRC or CompetentRoofer membership; in the US, a state contractor licence where required, plus workers' compensation.
  3. A fixed address and trading history. A company number and several years of accounts beat a mobile number and a magnetic van sign.
  4. Recent local jobs. Ask for two addresses completed in the last year and drive past them.
  5. Reviews with photos, especially any that mention how a problem was handled.
  6. What a proper quote contains

  7. A description of the fault and the proposed fix, not just a price
  8. Materials by name, type and warranty (tiles, membrane, battens, flashings)
  9. Whether battens and membrane are being replaced or reused
  10. Scaffolding: included or excluded, and for how long
  11. Waste removal and skip costs
  12. Start date, duration and weather-delay terms
  13. Workmanship guarantee — 10 years is normal for a re-roof, 20+ with insurance-backed schemes
  14. Payment schedule tied to stages, not dates
  15. Typical price context

    Re-roofing a standard house costs roughly $9,000–25,000 in the US and £5,500–15,000 in the UK. Repairs run from $250 or £180 for a few slipped tiles. Scaffolding alone is $800–2,500 or £600–1,800.

    Red flags

  16. Cold callers who "noticed tiles from the road"
  17. Cash-only deals or pressure to decide today
  18. Large up-front deposits — 10–25% for materials is the maximum reasonable
  19. No written contract or only a phone quote
  20. Photos of "damage" you cannot verify, taken while you waited downstairs
  21. Refusal to provide insurance documents
  22. A price dramatically below everyone else's
  23. During the job

    Ask for progress photos at each stage — especially of the membrane, battens and flashings, which are invisible once tiles are on. Retain a final payment until you have walked around, seen the finished work photographed from the scaffold, and received the written guarantee.

    Summary

    Verify insurance, trade body membership and recent local work first, insist on a written specification naming materials and scaffolding, and never pay more than a modest deposit. The roofers worth hiring will expect all of it.

    Frequently asked questions

    roofing
    roofer
    contractor
    home maintenance